seQura Test Conditions
For a €300.00 credit financed over 3 months, the monthly payment is €100.00, with no additional costs.
The total amount charged to the consumer is €300.00, with Nominal APR 0% and APR 0%.
Example 2: For a €300.00 credit financed over 12 months, the monthly payments are €26.69. The total amount charged to the consumer is €320.33, of which €20.33 corresponds to additional costs. Nominal APR 0% and APR 15.60%.
Credit subject to approval by Svea Bank AB, a credit institution authorized to grant credit in Portugal under the freedom to provide services regime.
Enjoy total flexibility
from 3 to 12 months
Choose SeQura at checkout and split your purchases however you prefer
Whatever suits you best!
2 million
customers
SeQura from SVEA?
All transactions are financed by SVEA Bank AB, a Swedish financial institution operating in several European countries for over 40 years.
SeQura, a leader in flexible payments in Southern Europe, provides all the technological support to make your purchase process and experience as fast, simple, and secure as possible.
That’s why both brands appear at different stages of the purchase process.
SeQura is a technology platform through which we offer you different payment methods or solutions that you can use to finance your purchases through the financial entity Svea.
You just need to make your normal purchase at one of the participating stores.
Add the desired products to the cart and proceed to checkout.
Among the store’s different payment methods, you may find one or more payment options offered by Svea as the financial entity, with SeQura as the platform or technology provider.
You can find participating stores in our search engine.
"Flexi" is a combination of several payment methods offered by Svea through the SeQura technology platform, where you can choose to pay for your purchase over 3 months, with no interest or any kind of fees, or pay over 6, 9, or 12 months, paying a financial cost.
In any case, select and choose the payment method you prefer at checkout, enter your citizen card number and mobile phone number, and pay the first installment at that moment. The other payments will be made automatically each month on your card, and we will send you a receipt by email.
If you have chosen to pay in 3 months with no fees, Svea works with stores to make it completely free for you. If we say "free," it really is free. However, although it is not very common, you might occasionally find a store that cannot offer this free service, in which case there will be a single opening fee to be paid with the first payment along with the first installment. If this is the case, you will see the "opening fee" clearly and visibly during the process, with no hidden traps.
If you chose to pay over 6 or more months, this payment method has no interest but has a fixed cost per installment, depending on the order value.
Installment payments are automatically charged each month to the card you used for the first payment of the purchase. As always, you will receive an email confirming this operation and the accepted contract terms.
You will only need to access your user account, go to the corresponding purchase, and click on the "Change" link found next to the card number through which the installment payments are being made (top right corner).
As always, all changes are free and without penalties, but you will see that we charge €1 on the new card to validate it, an amount that will be refunded to the same card.